You know what to do with your money. You just can't get yourself to do it.
Financial systems built for how your brain actually works — not how advisors wish it did. For high-performing professionals who are great at earning, but stuck on executing.
Wall Street
Buddhist Monks
Assets
Fiduciary
As Featured In
High income. High intelligence.
Low execution.
You have strong opinions about the market. You research investments for hours. But your 401(k)s from three jobs ago are still sitting untouched.
You know you need to consolidate accounts, update beneficiaries, rebalance your portfolio. It stays on the list. Weeks become months. Months become years.
This isn't laziness. It's how your brain works under competing demands. You need a system that accounts for variable attention, executive function limits, and the gap between intention and action.
Research Without Action
Eight hours on individual stock analysis. Zero hours on the estate plan that's been blank for two years.
Orphaned Accounts
Old 401(k)s, scattered IRAs, accounts you opened with good intentions. Nobody's steering the ship.
Paralysis During Volatility
Should you rebalance? Wait? Buy more? You research until the moment passes. Then beat yourself up for doing nothing.
Cancelled Reviews
Annual review scheduled. Cancelled. Rescheduled. Cancelled again. Portfolio drifts for 18 months.
Opinions Without Portfolio Changes
You told friends to buy NVIDIA in 2020. Your own portfolio didn't change. The knowing-doing gap is expensive.
Wall Street discipline.
Buddhist monk training.
Your financial plan.
Andrew Scheffer is a fee-only fiduciary advisor who has spent 20+ years managing wealth at Goldman Sachs, Morgan Stanley, UBS, and Fidelity.
After college at Johns Hopkins, he spent two years working with an entrepreneur, then trained for over 25 years with Buddhist monks in Burma and Sri Lanka. He earned his MBA at Wharton and spent two decades on Wall Street.
Today he serves a select group of clients through Core Planning, a Registered Investment Advisor. His approach: remove items from your to-do list, don't add to them. He calls it lending you his nervous system for financial decisions — so you can focus on the life you're building.
He understands executive function challenges not from a textbook, but from over 25 years of training with Buddhist monks. That combination — institutional rigor plus deep understanding of how the brain sabotages good intentions — is what makes the difference.
Wharton MBA · Johns Hopkins BA
Formal training in investment management, portfolio construction, and global markets.
Goldman Sachs · Morgan Stanley · UBS · Fidelity
Private wealth management, global banking, institutional investment experience across four top firms.
25+ Years Training with Buddhist Monks
Ordained multiple times in the Theravada tradition. Decades of daily contemplative practice applied to decision-making under pressure and uncertainty.
Fee-Only Fiduciary — Always
No commissions. No proprietary products. Legally bound to act in your best interest. Advisory through Core Planning, a Registered Investment Advisor.
Five steps. Items come off your list, not onto it.
Designed for people who need structure, accountability, and someone who actually does the work — not another binder of recommendations to ignore.
Discovery Call
A complimentary 20-minute conversation. No pitch. No pressure. We'll figure out if there's a fit — and if there isn't, I'll tell you.
Comprehensive Assessment
We gather everything: assets, liabilities, income, expenses, tax situation, insurance, estate documents. I organize it — often for the first time in your life. One clear picture.
Strategy & Plan
Investment strategy, retirement projections, tax optimization, risk management, estate coordination. Clear recommendations in plain language. No jargon. No fluff.
Implementation
I execute the plan: account consolidation, portfolio construction, beneficiary updates, insurance review. You don't have to chase anything. This is the part where most advisors hand you a list. I do the work.
Ongoing Partnership
Life changes. So does your plan. Regular reviews, proactive adjustments, and direct access to me — not a call center. Built for people who cancel meetings. I'll find you.
Successful people with busy minds.
You don't need more information. You need someone who takes things off your plate and makes sure they get done.
ADHD Professionals
High earners whose financial to-do list never shrinks. You need systems built for your actual brain — not the one advisors assume you have. Structure, accountability, and zero judgment.
Executives & Entrepreneurs
Your business gets your best attention. Your personal finances get what's left. You need an advisor who takes ownership so you can stay focused on what you're building.
People in Life Transitions
Divorce, inheritance, retirement, business sale. Major life changes require clear-headed financial decisions at the worst possible moment. Borrow my clarity until yours returns.
Transparent. Flexible. Aligned.
I offer both AUM-based management and flat-fee planning — and I'll tell you honestly which structure makes more sense for your situation. The goal is alignment, not revenue maximization.
Comprehensive Plan
A complete financial blueprint covering every dimension of your wealth. One-time engagement with optional ongoing relationship.
- Retirement income planning & projections
- Investment strategy & portfolio analysis
- Tax planning & optimization
- Estate planning coordination
- Insurance & risk assessment
- Social Security optimization
Ongoing Advisory
Continuous portfolio management plus financial planning. AUM or flat-fee structure — whichever serves you better. I'll explain both and let you choose.
- Everything in Comprehensive Plan
- Active portfolio management & rebalancing
- Tax-loss harvesting
- Quarterly reviews & proactive adjustments
- Direct access to me year-round
- Life transition support & plan updates
Most advisors hand you a plan and schedule a quarterly check-in. For people with busy minds, that's a recipe for a binder that collects dust.
I do the work. I chase the details. I build systems that don't depend on your motivation or attention on any given Tuesday. Wall Street discipline meets real understanding of how the brain works under stress.
Execution, Not Just Recommendations
I implement the plan. You don't get a to-do list — you get results. Account consolidation, beneficiary updates, rebalancing: done.
35 Years of Training the Mind
Over 25 years training with Buddhist monks isn't a marketing story. It's the foundation of every calm, clear recommendation — especially when markets aren't calm.
No Conflicts. Ever.
Fee-only fiduciary. No commissions. No proprietary products. No incentive to keep you in something that doesn't serve you.
Global Perspective, Personal Attention
From Goldman Sachs to Burmese monasteries — decades of institutional and global experience distilled into a boutique practice that actually knows your name.
Stop letting the knowing-doing gap
cost you another year.
Book a complimentary 20-minute discovery call. No pitch. No obligation. Just an honest conversation about whether we're the right fit.
Schedule Your Free Call